{"id":136,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T18:00:00","guid":{"rendered":"https:\/\/www.meinersinsurance.com\/blog\/?p=136"},"modified":"2026-01-14T09:08:02","modified_gmt":"2026-01-14T15:08:02","slug":"what-types-of-commercial-policies-do-transportation-companies-need","status":"publish","type":"post","link":"https:\/\/www.meinersinsurance.com\/blog\/what-types-of-commercial-policies-do-transportation-companies-need\/","title":{"rendered":"What Types of Commercial Policies Do Transportation Companies Need?"},"content":{"rendered":"<p>All businesses in and near Avon Lake, OH, need various commercial insurance policies to operate safely. However, if you have a company that transports goods and\/or people, you need specific insurance lines to protect your investment. Meiners Insurance can steer you toward appropriate coverage to adequately insure your employees, inventory, and more.<\/p>\n<h2>Vehicle Coverage and Liability<\/h2>\n<p>When you run a delivery or transportation company, you have a fleet of vehicles that require protection. The most essential protection is commercial auto insurance, which you can tailor to your vehicle types, including delivery vans, passenger vans, and trucks. These policies cover bodily injury and property damage to others, as mandated by federal regulations. Your policy should also cover your vehicles from collision, theft, vandalism, and weather damage. Some companies may also consider cargo insurance to cover lost, stolen or damaged freight.<\/p>\n<h2>Specialized Commercial Policies<\/h2>\n<p>Your specific risks, fleet size, and the types of operations and cargo you handle will determine the exact combination of policies needed. Other types of policies that transportation companies commonly buy include the following:<\/p>\n<ul>\n<li>Bobtail Insurance, also called non-trucking liability &#8212; covers liability when driving without a trailer or not under dispatch.<\/li>\n<li>Trailer Interhance Insurance &#8212; covers trailers you pull but do not own<\/li>\n<li>Uninsured\/underinsured motorist &#8212;&nbsp;essential coverage to protect your company&#8217;s investment<\/li>\n<\/ul>\n<p>Umbrella liability can provide larger companies with additional liability coverage beyond primary policies. Other common add-on policies include cyber insurance to protect against data breaches and business interruption insurance to cover lost income if you must temporarily halt operations due to a covered risk.<\/p>\n<p>Discussing your operations, specific risks, and more with the professionals at Meiners Insurance can give you a clear understanding of the protections your company needs. Contact our office today, serving Avon Lake, OH, to get started on your commercial insurance package.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>All businesses in and near Avon Lake, OH, need various commercial insurance policies to operate safely. However, if you have a company that transports goods and\/or people, you need specific insurance lines to protect your investment. Meiners Insurance can steer you toward appropriate coverage to adequately insure your employees, inventory, and more. Vehicle Coverage and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[28,37,32,14,29],"class_list":["post-136","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-avon-lake","tag-commercial","tag-insurance","tag-meiners-insurance","tag-oh"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.meinersinsurance.com\/blog\/what-types-of-commercial-policies-do-transportation-companies-need\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Meiners Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Types of Commercial Policies Do Transportation Companies Need? 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