Click to Call
Meiners Insurance

152 Lear Rd
Avon Lake, OH 44012

Mobile MapGet Directions

Can Classic Car Insurance Help With Vehicle Upgrades?

Owning a classic car is a fun and entertaining experience for many people. But what if you need to upgrade your vehicle or add aftermarket parts to keep it running? Will your classic car insurance help you, or are you out of luck? Thankfully, we at Meiners Insurance can help Avon Lake, OH classic car owners understand more about this fact to fully protect your car.

What To Know About Customization and Insurance 

Typically, a standard auto insurance policy won’t cover your modifications or customization job is done to a vehicle. However, you can get supplemental insurance that helps with changes and aftermarket upgrades. And with classic car insurance, you might get this type of policy at no extra cost. 

That fact all depends on many factors. First, classic car insurance is designed specifically for older vehicles that have been classified as “classic.” And it helps to cover changes to the car that may be necessary to keep it in a classic or operative state. 

As a result, it is possible that your classic car insurance could cover the modifications that you make to your vehicle. However, it is essential to know that not all policies are made the same. Some companies may not provide this option, leaving you in a challenging situation. Or states may limit the coverage options insurance companies can provide. 

What Can You Do About This Situation? 

If you own a classic car and want to find an insurance policy covering your modifications, please contact us at Meiners Insurance right away to learn more. We serve the Avon Lake, OH area and beyond and will work with you during this process. Our team can help you find a high-quality insurance policy that makes sense and which will help.

Our Carriers

  • Foremost
  • Hagerty
  • Guard
  • Liberty Mutual
  • Nationwide
  • Progressive
  • Safeco
  • Travelers