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Meiners Insurance

152 Lear Rd
Avon Lake, OH 44012

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What to do if your condo is damaged

Meiners Insurance is here to serve the insurance needs of the Avon Lake, OH community. We understand that having to file an insurance claim may not be at the top of anyone’s list of things they want to do, but we can help make the process as stress-free as possible. That’s just one great benefit of working with a local agent!

What to do after your condo is damaged

A lot of people choose to purchase a condo because of the low-maintenance lifestyle that they offer. If you are living in a condo that has been damaged, you may be wondering what to do next. The first thing you will need to do is address any health and safety issues. If the unit has become uninhabitable, you will need to find suitable living arrangements first.

If you have been robbed or a victim of vandalism, be sure to notify the police. You will need a copy of their report when filing a claim with your insurance agent. Once you are in a safe place and you have notified the authorities if necessary, give your local insurance agent a call. They can provide the next steps and offer advice when it comes to the claims filing process.

Experiencing any type of event that causes damage to your home is never pleasant. But, when you work with a local agent you will have someone on your side throughout the entire claims process. 

We are here to help you throughout the entire claims process!

If you are a condo owner in the greater Avon Lake, OH area, you can rely on Meiners Insurance for all of your insurance needs. If you would like to learn more about our services, call or stop by our office today!

3 Benefits Of Condo Insurance

Meiners Insurance serves the Avon Lake, OH community, as well as the surrounding areas. For over 20 years, we have strived to make sure that our clients are protected in any situation. We offer flexible policies that align with our client’s individual needs. We look forward to providing you with excellent customer service.

3 Benefits Of Condo Insurance

There are several beautiful condos in the Avon Lake, OH community. If you are staying at one of these appealing properties, consider adding condo insurance. Before adding condo insurance, be sure to take inventory of your personal items. That way, you will have a point of reference if your belongings are stolen or vandalized. Condo insurance also covers any damage to your personal items because of a fire or natural disaster. Liability coverage is another important part of your policy. If you invite friends over, you are covered if they suffer an injury on your property. You are also covered if you accidentally cause damage to your neighbor’s property. Here is a look at some important benefits of condo insurance.

Additional Living Coverage

Perhaps an emergency occurs at your condo, and you have to vacate the premises while the unit is repaired. If you add alternative living coverage to your policy, you are covered if you need to stay elsewhere for a period of time until the unit is repaired.

Your Belongings Are Covered When You Travel

If you plan to take a vacation, you can have peace of mind that your belongings are covered if something happens while you are traveling.

Luxury Items

If you have luxury items in your condo, you can add extra coverage to protect you if those items are damaged.

Meiners Insurance Will Help You Protect Your Assets

Visit our website to learn more information about condo insurance.

What Does Condo Insurance Cover?

You have purchased a condominium, and you want to protect your new home. The most effective way to do that is by obtaining a condo insurance policy. The insurance agents at Meiners Insurance in Avon Lake, OH understand the importance of a comprehensive policy for your condo, but what does condo insurance cover?

A master policy is required to cover all unit owners and their tenants in Ohio, but condo owners can also obtain their own policy. The condo association’s insurance policy may not offer all of the coverages you will want to protect your home. Also, if you purchased your condo by obtaining a bank loan or mortgage, you may be required to have your own condo insurance policy.

Condo Insurance Coverage

When you obtain condo insurance, it will only cover the property inside of your condo since the condo association actually owns the building and their insurance policy covers it. To obtain property and liability insurance for your condo, you will need to have your own policy.

Liability Condo Insurance

Liability condo insurance will cover any injuries sustained by a visitor to your home or damage to their property while they are visiting you at your condo. For example, if someone trips and falls over an object in your living room, your condo liability insurance will cover any injuries they sustain and possibly even lost wages if they have to be off work for a period of time.

Property Insurance

Property insurance for your condo will cover your personal belongings, appliances, furniture, and other items inside your condo that you own. If there is a fire, vandalism, a natural disaster, more items are stolen if your condo is broken into.

To create the type of condo insurance policy that will benefit you the most, you should enlist the help of an experienced insurance agent. The agents at Meiners Insurance in Avon Lake, OH are ready to assist you. Call for an appointment or quote today!

Our Carriers

  • Foremost
  • Hagerty
  • Guard
  • Liberty Mutual
  • Nationwide
  • Progressive
  • Safeco
  • Travelers