Month: December 2025

Car insurance is designed to cover you if your car is damaged or totaled. But if you have classic car insurance, your main goal is to make sure that your stored investment is covered. It’s not a car that you drive around regularly, and you’re getting classic car insurance to protect your investment. 

So, if you customize your car or otherwise modify it, will it change your car insurance as significantly as it would if you had a standard vehicle? Here, Meiners Insurance explains what customization might do to your policy, how to navigate it, and how to cover your classic car with the support of an independent agent serving Avon Lake, OH. 

What You Should Know About Classic Car Customization

As with customizing your average vehicle, making any modifications to a classic car will impact your classic car insurance. Your classic car already needs specialized coverage because of its value and the repair costs associated with any damage. If you modify a classic car, you can increase the value significantly and make it more expensive to repair. Consider any potential modifications to ensure they’re worth it for you. If you do intend to make any modifications, let your insurance agent know. This will prevent any complications, such as claim denials, in the future. 

Protect Your Classic Car With Meiners Insurance

Don’t lose your investment to damage. Find the classic car insurance you need with the help of Meiners Insurance, serving Avon Lake, OH. 

Car insurance is designed to provide you with coverage in the event that your car is damaged or totaled. If you have classic car insurance, however, your main goal is to make sure that your stored investment is covered. It’s not a car that you drive around regularly, and you’re getting classic car insurance in order to protect your investment. So, if you should make changes to your car like customizing it or otherwise modifying it, will it change your car insurance as significantly as it would when you’re making such changes to a regular vehicle? Let’s look at what customization might do to your policy, how to navigate it, and how to cover your classic cars with our support at Meiners Insurance, serving Avon Lake, OH. 

What You Should Know About Classic Car Customization

As with customizing your average vehicle, making any modifications to a classic car will impact your classic car insurance. Your classic car already needs specialized coverage because of its value and because of the repair costs associated with any potential damage. If you modify a classic car, you can potentially increase the value significantly and make it more expensive to repair should it get damaged while it’s in storage. Consider any potential modifications extensively to ensure that it’s the right move for you. If you do intend on making any modifications, make sure that you let your classic car insurance provider know about these changes. This will prevent any complications, such as claim denials, in the future. 

Protect Your Auto Investments With Meiners Insurance

Don’t lose your investments to damage. Find the classic car insurance you need with our help at Meiners Insurance, serving Avon Lake, OH. Give us a call today.