Get DirectionsIf you’re an Ohio driver, you’re required to purchase auto insurance. Many drivers find it helpful to work with an experienced insurance agent when selecting their auto insurance policy. If you’re in the Avon Lake, OH area, our team at Meiners Insurance can assist you in choosing an affordable insurance policy. We’ve been proudly serving Ohio drivers like you since 1978.
Do You Use Your Car for Deliveries or Transporting Passengers?
Many people today use their cars for food and grocery deliveries (e.g., DoorDash) or to drive passengers to their destinations (e.g., Uber). According to Insurance Panda, your personal auto insurance policy will not cover accidents or damages that occur while you are using your car for these activities. During these activities, you are engaging in business use, and most personal auto insurance policies include an exclusion clause that prevents coverage for injuries or damages during such activities.
To ensure you’re properly covered, talk to one of our agents about adding a business-use endorsement to your personal auto insurance policy. Some drivers may prefer to purchase a commercial auto insurance policy instead. According to Insurance Panda, it’s important to maintain your personal auto insurance policy alongside any additional coverage for times when you’re not delivering food or transporting passengers.
Call Us Today for Your Appointment
Auto insurance provides essential protection in the event of a car accident, whether your vehicle causes damage to another car or results in an injury to someone in another vehicle. At Meiners Insurance, we have decades of experience answering auto insurance questions and helping drivers find the right coverage. Drivers in the Avon Lake, OH area have trusted us with their insurance needs for nearly 50 years. Contact us today, and let us help you find the best auto insurance options for your needs.
